Lenders and mortgage brokers are required by federal law, RESPA, to give you this booklet when applying for a loan, or within three business days afterwards. Return to the Table of Contents.

Consumer Information on Home Purchasing and Related Topics

• Mortgage and Lender Complaints: Federal and State Regulatory Agencies
• Sample Lender Complaint Letter
• Real Estate Settlement Procedures Act (RESPA)
• Mortgage Settlement: Closing Costs and Fees Overview
• Mortgage Glossary

housing loans

U.S. Department of Housing and Urban Development
451 7th Street, SW
Washington, DC 20410

For information about FHA-insured home mortgage loans on one-to-four family dwellings call:
1-800-CALL-FHA or (800) 225-5342

For information about buying a HUD home call:
1-800-767-4HUD or (800) 767-4483

For consumer counseling referrals call:
1-888-HOME4US or (800) 569-4287

For information regarding housing discrimination issues contact:
Office of Fair Housing and Equal Opportunity
(see above HUD address)
(800) 669-9777

For information about RESPA contact:
Office of RESPA and Interstate Land Sales
(see above HUD address)

Other Agencies:

For information about programs and pamphlets offered by the Department of Veterans Affairs,
contact your nearest VA Regional Office.
Or try their WWW site: http://www.homeloans.va.gov

For information about rural housing loan programs contact:
Department of Agriculture
Rural Development/Rural Housing Services
Stop 0783
Washington, DC 20250
Or try their WWW site: http://www.rurdev.usda.gov

For information about the Truth in Lending Act
and the Equal Credit Opportunity Act contact:
Federal Reserve Board
20th Street and Constitution Avenue, NW
Washington, DC 20551
Or try their WWW site: http://www.federalreserve.gov

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